Steve Stephan Partner

Steve’s practice focuses on representing insurance agents and brokers, Managing Underwriters, Surplus Lines Brokers and Insurance Carriers. Steve previously served as General Counsel for Insurance Property and Casualty Insurance Companies, Director of Government Regulation for an insurance agent’s association, and Regulatory Counsel for a large international specialty insurance broker.  Steve focuses on finding compliant solutions for client’s business transactions.

Steve has extensive experience in excess and surplus lines insurance law having served as General Counsel for a surplus lines insurer, Director of Government Relations for a Surplus Lines Agent’s and Carrier’s Association and Regulatory Counsel for a large surplus lines broker. Steve co-authored the ABA Annotations to Surplus lines 6th Edition and is a regular speaker at surplus lines conferences and educational events.  Steve was actively involved with Congress when the Non-Admitted and Reinsurance Reform Act (NRRA) was passed, worked with the state legislatures when they updated their laws to comply with the NRRA and spoke regularly at meetings of the NAIC, NCOIL, NCSL and state insurance associations in connection with the NRRA.  Steve is active with the Surplus Lines Law Group and has taught surplus lines classes for 15 years.  Steve previously served as President of Surplus Lines Regulatory Consultants, LLC and Specialty Insurance Compliance Consulting, LLC.

Steve also has broad Insurance regulatory experience, having worked on producer compliance in all 50 states, producer compensation matters, reinsurance matters, market conduct exams, Producer licensing, electronic trading platforms, Insuretech, insurance agent and broker acquisitions, carrier-producer agreements, risk purchasing groups, master polices, insurance web sites, insurance advertising and drafting policy forms. Steve has a designation as a Chartered Property Casualty Underwriter (CPCU), Associates in Surplus Lines Insurance (ASLI,) Associates in Reinsurance (ARe), Market Conduct Management (MCM), and Insurance Regulation (IR).  Steve is effective in litigation prevention and previously served as a Law Clerk at the Missouri Supreme Court and the Kansas Federal District Court.

Education

• University of Missouri at Kansas City School of Law (J.D.)
• Central Missouri State University (B.S.)

Speaking Engagements, Articles, Committees

• ABA annotations to Surplus Lines 6^th Edition co-author (2022)
• SILA Surplus Lines Advanced Class Instructor (2007-2022)
• SILA Surplus Lines Subgroup Steering Committee and Compliance Educational Conference Panel (2007-2022)
• Surplus Lines: Staying on the right side of Compliance online webinar (2022)
• Moderator, Regulatory Compliance in Surplus Lines Producer Mergers and Acquisitions (2022)
• Insurtech in Surplus Lines – SILA conference (2022)
• Author, Surplus Lines Reforms to Facilitate Insuretech (2021).
• Broker Compensation Webinars (2008-2010)
• Non-admitted and Reinsurance Reform Act webinar (2022)
• NAPSLO Compliance Instructor (2006-2011)
• Surplus Lines Law Group coordinator (2008-2013)